Are You a Real Estate Investor?
Looking to buy wholesale properties or invest your hard-earned money with returns?
Buy Sell Rent Property Solutions has the experience, know-how, and infra-structure to offer you opportunities in your real estate investment endeavors, whether you are looking for a rehab project to work on OR an alternative to investing your money.
Please call us today at 770-800-8525 if you’d like to learn more about the options that we offer.
* Investing in financial and real estate markets involves a substantial degree of risk. There can be no assurance that the investment objectives described herein will be achieved.
** Past performance is no guarantee of future performance or that such investment opportunities will become available. These materials are intended only for discussion purposes and should not be relied upon in evaluating the merits of investing in any investment or security. Potential investors who express an interest in investing will be provided with detailed information and other documents offering documents.
Our Business Model
OVERALL INVESTMENT APPROACH
Our overall investment strategy and specialty is to purchase distressed properties at a deep discount – usually 30% to 50% below market value, and renovate and sell those properties to retail home buyers and landlords. We pride ourselves on having a strong foundation of real estate knowledge and training. Our focus is on providing SOLUTIONS for homeowners and finding VALUE for our buyers and investors by locating ugly, vacant homes that are eye sores and we put them back into use after renovation.
Our core business lies within our systems, education and knowledge of the real estate industry. We did not just buy a CD off the Internet and become a real estate investor overnight. We have spent thousands of dollars to learn how to be successful in this business and do it the right way the first time. Through our affiliation, we are connected with a national network of investors that provide continual support and weekly trainings on changes throughout our industry. This process has allowed us to circumvent many pitfalls most novice investors would make. Learning the hard way is not a phrase in our vocabulary, and we certainly would not ask anyone to invest with us if we weren’t confident enough to invest ourselves!
Our Competitive Advantage
Most homeowners have no idea what options are available to them beyond listing a house with a real estate agent or just trying to sell the house on their own, and hope for the best. We provide homeowners with a unique alternative to listing their house on their own or with a real estate agent. Our “out of the box” creative approach to real estate investing is a cut above the rest.
Our company can acquire great deals on properties because we have the ability to act quickly and can close with CASH on the seller’s timeline. This is why we can buy properties at such a discount, sometimes in a matter of days. We have a competitive advantage over other investors who sometimes take weeks to purchase properties, and can create extremely fast and hassle-free transactions.
We have an aggressive TEAM approach, and a top-notch ability to expand our client base through our knowledge of deal structuring and advanced real estate techniques. We also employ marketing strategies as soon as we purchase a home – giving us a fair advantage over a real estate agent. Typically, many agents don’t spend time or money on marketing or lead generation strategies. As a result, it can sometimes take months to attract potential buyers. Often times, we are able to find our own buyers, allowing us to secure a strong sales price and save on sales commissions.
Our renovation process is also down to a science with handpicked and proven construction crews who know we are not retail clients. We pay wholesale prices to all contractors and typically get bulk discounts on all materials.
Traditional versus Private Lending
Here are a few benefits sellers have when working with us to sell their home:
- CASH OFFER
- NO COMMISSION
- QUICK CLOSE
- NO FEES
- PAY NO CLOSING COSTS
- BUY THE HOUSE AS-IS
- NO APPRAISAL
- NO LENDING RESTRICTIONS
When we work directly with a home seller, what we provide can not only make for a smooth transaction, but it can also add up to thousands of dollars in savings as compared to selling a home through traditional means. Our “out of the box” creative approach to real estate investing is a cut above the rest.
Our Target Market
INVESTMENT BUYING CRITERIA
Our goal is to purchase distressed homes in stable areas where there is still strong buying demand. Part of our grand vision is to improve the overall quality of living in both urban and suburban neighborhoods. In addition to improving overall quality of life, we are committed to increasing the value of real estate in our community. We are able to target distressed properties and breathe new life back into them with highly-skilled renovations and improvements. By doing so, we are able to create beautiful homes and encourage home ownership.
The ability to identify a wise real estate investment is certainly a learned skill. We have been thoroughly trained and possess this skill – along with the intuition to spot these great investment opportunities in today’s market.
Not every opportunity is a “good deal”, and we have built our company on a stable foundation knowing our numbers. Our goal is to be in business for many years and brand a company that will be passed down to our children, which cannot be accomplished by taking uncalculated risks.
Our Marketing Strategy
HOW DO WE PURCHASE HOMES SO FAR BELOW MARKET VALUE?
At Buy Sell Rent Property Solutions, we have created a marketing machine that produces a consistent flow of high quality leads. We are very different from our competitors because we don’t just put in offers on MLS properties – we take it to the next level. Our creative marketing strategies allow us to reach the homeowner directly, before the property even goes to a real estate agent to be listed on the MLS; whereas, the purchase price would escalate. These are some of the marketing strategies we use to locate great deals way below market value:
Our Selling Strategy
HOW WE SELL PROPERTIES QUICKLY
There are many methods we use to sell properties very quickly. We invest a lot of time and money into marketing to build a strong list of buyer clients for our homes. Despite what the media says, there are tons of buyers out there who are aware of the fact that numerous buying opportunities exist in today’s real estate market. The problem is: they just don’t know how to identify and analyze them to ensure they are actually getting a good value. That’s where we come in. We are constantly on the hunt for the next great buying opportunity, and use proven techniques to analyze investment properties.
Our ability to locate a great real estate deal covers all types of real estate investments. We are able to identify great buying opportunities for the following types of buyers: Retail, Landlord, Rehabs
Private Lending
A private money loan is a loan that is given to a real estate investor, secured by real estate. Private money lenders are given a first or second mortgage that secures their legal interest in the property and secures their loan. When we have isolated a home that is well under market value, we give our private lenders an opportunity to fund the purchase and rehab of the home. Through that process, the lender can yield extremely high interest rates – 4 to 5 times the rates you get on bank CD’s and other traditional plans.
Essentially, private money lending is your opportunity to become the bank, reaping the profits just like a bank would. It’s a great way to generate cash flow and produce a predictable income stream while at the same time, provide excellent security. You can do what the banks have been doing for years… make a profitable return on loans backed by real estate. There is no other opportunity like it.
HOW THE PROCESS WORKS
The process is simple. We find an extremely undervalued property we want to purchase – and once you give us the green light, we borrow the funds from you to purchase and renovate the property. At closing, you receive a mortgage on the home along with other important documents. Next stage is the property renovation. Once the renovations are complete (typically 3-6 months depending on the size of the project), we’ll list and sell the property. When it’s time for closing, you’ll receive your principle plus 10% interest payment. It’s just that simple! The goal is to keep turning that money for you and keep you making substantial profits so you keep coming back to us – building a long term mutually beneficial relationship.
HOW YOU BENEFIT FROM PRIVATE LENDING
You as the private money lender can benefit greatly from loaning your capital. A real estate mortgage/deed of trust provides you with security instruments you would not get with other opportunities. You also have added layers of protection because of how we buy, and because you have recourse available to you in case we were to default on the loan.
We currently pay 4-5 times what a typical bank CD is paying. Our rates will fluctuate very little all depending on the purchase price and rehab involved. The lower the price we pay for a home, we can pay a little higher rate to make sure our lenders make it worth their time. Private lending means you can relax while the money is in a truly secure place, working for you.
It’s a win-win opportunity for both the lender and borrower!
Our equity is built in the purchase of the home, where we are buying 30-50% below a retail buyer. That creates instant equity at purchase. Also, in a typical transaction, we cut out the middleman cost, such as: commissions, mortgage broker fees, loan fees, and our attorney costs are also lower because there is less work for them to review.
Because of our buying strategy, we are able to offer our buyers a fully renovated home at or below everything else in the neighborhood. We walk away from hundreds of “close” deals that do not meet our specific buying criteria, and simply won’t buy unless it makes sense for everyone involved.
OUR BUYING STRATEGY MAKES IT WORK
Private Lending Risks vs Rewards
You are making 10x greater return on your money!
HOW PRIVATE MONEY HELPS OUR COMPANY
Private money lenders bring speed and efficiency to our transactions, and our leverage is far greater when we purchase using private cash funds. Many of the homes we are purchasing are in need of quick sale within 10-14 days. A traditional bank requires 30-45 days to close a loan. Many traditional home sales fall out of contract because of financing issues. Using quick cash as leverage allows us to negotiate a much lower purchase price and reduce our risk.
Being able to offer a fast closing with private funds motivates sellers to take our offer over the competition, and entices them to take a much lower price than they would from a conventional buyer. Also, lending guidelines are continually changing and are requiring applications, approvals, junk fees and strict investor guidelines. They also limit the number of investment properties that can be purchased by one company.
On a new home purchase requiring renovations, private lender funds will be allocated to the purchase price, renovations, carrying costs, cost to resell and a small buffer for unexpected expenses.
How Private Lenders Fund Deals
Investing with Self-Directed IRA
Being able to offer a fast closing with private funds motivates sellers to take our offer over the competition, and entices them to take a much lower price than they would from a conventional buyer. Also, lending guidelines are continually changing and are requiring applications, approvals, junk fees and strict investor guidelines. They also limit the number of investment properties that can be purchased by one company.
On a new home purchase requiring renovations, private lender funds will be allocated to the purchase price, renovations, carrying costs, cost to resell and a small buffer for unexpected expenses.
Loan Terms and Conditions
Minimum loan amount
When working with private lenders, $250,000 is our standard loan amount. When first lending to us, a lower initial amount may be agreed upon to ensure you’re confident when working with our company.
Mortgage terms
The majority of our loans are set up on an 6-12 month note; however, it depends on the size of the project. If we are doing a teardown and rebuild, we will have to wait on the county inspectors for many approvals – thus causing delays. We account for all of those details upfront and will give you estimated time frame for the return on your principle and interest. Also, we do not pool funds – your funding will be tied to one piece of property secured by a deed of trust.
Payment schedule
Typically we pay one large lump sum at closing on a short-term note. This is much easier to manage for both of us, especially if we’re working out of a retirement account. On a longer note, we will pay monthly just like a typical mortgage.
1st of 2nd Lien Position
The lender as mortgagor has the right of first lien holder and power of sale on the property. The 1st lien position is placed behind a senior mortgage. You are probably used to hearing the term first and second mortgage. The second mortgage is a junior lien because it’s in 2nd position. The senior lien or first mortgage must be paid prior to the 2nd lien.
Questions & Answers
Can I be equity partner?
No, partners in projects like this would share in the time spent in addition to the financial contribution made. we do this full time. You will be lending your money.
What happens if we have another RE market correction or crash?
Our offers are typically 30-50% below market value minus the rehab cost involved in bringing the property up to market standard. Therefore we have lots of room to accommodate any errors made in rehab estimates or market fluctuations on the backend. (there has never been a real estate market correction of 10% or greater in one calendar year.)
What are the risks?
There are always risks involved with investments of any kind. However, you’ll find this opportunity is secure and better than most you will find.
What if you don’t pay or I have to foreclose?
You will be in first position on a lien, so any money made off the sale will be paid to you first.
How am I protected?
You are protected by having your investment secure with a mortgage on the property, insurance policy should anything happen, and a promissory note.
What if something horrible happens…you die or house burns down?
Again, you’re in first position on the mortgage so if anything happens to me you still get paid. If something happens to the property you have an insurance policy to protect you.
What if there is an insurance claim on the home?
You receive payment first.
What if something is wrong with the title?
We purchase title insurance to ensure anything that may happen is covered.
What if you can’t sell it?
Because we buy 30-50% below market value, we have plenty of room to drop the price if we need to. However, we do market comps to determine a reasonable after market value and time on the market, so we’re confident in the price points we target and ability to move it once done with the rehab.
What if rates go up dramatically?
Again that is why we have plenty of room in these deals.
How do I know you’re using the money for the transaction?
The funds don’t go to us. They get wired to the title company/attorney and get distributed when the rehab goals are met by the contractor.
How does it work with the rehab money?
The funds don’t go to us. They get wired to the title company/attorney and get distributed when the rehab goals are met by the contractor.
Can I have a higher interest rate?
No, we offer 10% to all our private lenders, so we treat everyone the same.
Can I get 10 people to lend me $10K each?
No, we generally use just one lender per deal, which makes it much easier to manage payments.